• To provide urban entrepeneurs with sustained access to financial services.
• To offer diverse credit products and other financial services.
• To become a model micro finance agency that can be extended or replicated in other regions in Jamaica.
• To become a financial sustainable institution.

As an organization commetted to social and economical development, MEFL as identified its organizational values and set of program principles that will guide and reinforce its activities.

• Accountability : MEFL is accountable for the wise and effective use of funds contributed by several sponsors who are committed to facilitate the provision of financial services to the poor.
• Commitment : MEFL is committed to providing access to financial services to the poor and to achieving financial sustainability in a timely, efficient and responsible manner.
• Collaboration : MEFL achieves results at every level through cooperation with its local and international sponsors, clients and their communities and with fellow staff.
• Communication : At MEFL we understand that we have an obligation to communities both with clients and staff.Here, we take the time to talk with each other and to listen. We believe that information is meant to move and that information moves people.