Types of business we support

  • Craft
  • Welding
  • Leather craft
  • Block-making
  • Textile
  • Furniture
  • Garment
  • Building Material
  • Cosmetics
  • Plants
  • Fishery
  • Food and Drink
  • Shoemaking
  • Furniture making
  • Printing
  • Craft
  • Metal Work
  • Upholstery
  • Poultry
  • Farming
  • Agro-food processing
Loan Terms and Amount  

  • Own and operate a business for at least six months.
  • Must be a Jamaican citizen residing in Jamaica.
  • Be between the ages 18 – 60 years old.
  • Have a valid I.D. e.g. Voter’s ID, passport or drivers licenses.
  • Have a taxpayers registration number (TRN)
  • Provide two passport size photographs.
  • Be willing to open two savings accounts at The Bank of Nova Scotia, for the purpose of making loan payments and compulsory savings.
  • Provide two character reference letters from reputable professionals - Must be addressed to MEFL and the other is a BNSJ form that can be collected at any of our branches.
  • Last three (3) months utility bills.
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